RV & Boat Insurance
Do you enjoy spending time sailing on the lake, jet skiing, traveling in your motor home, riding your motorcycle, or fishing on your boat? If the answer is, “YES!”, then you need to ensure you are properly protected during your recreation time.
We can provide quality insurance for numerous recreational products including all terrain vehicles (ATV’s), boats, dirt bikes, jet skis/wave runners, motorcycles, motor homes, travel trailers, and yachts.
Recreational vehicle insurance ensures that you, your family, your property and your assets are protected in the event of an accident, theft, act of God or your negligence.
How Midgley Insurance Can Help
If you have any questions or concerns about the appropriate level of recreational vehicle insurance coverage, we are happy to assist you. We provide excellent plans through a large number of respected insurers and are happy to help you determine the level of coverage and price that is best suited for your needs.
As a Trusted Choice Independent Insurance Agency, we are able to shop over 20 South Carolina recreational vehicle insurance companies to find the RV insurance policy that is right for you.
FULL RV REPLACEMENT
If you are the original owner of an RV that is totaled or stolen and not recovered during its first five years, and have purchased the optional RV Replacement Cost Coverage, you’ll receive a new, comparably-equipped RV of the same make, class, and body type as your covered RV, if you have the right policy.
RV & TOW VEHICLE CUSTOMIZATION
When you add permanent items like awnings, cabanas, antennas, entertainment centers, wheelchair lifts, or specialized tow kits you increase the value of your RV or tow vehicle, they are not normally automatically covered.. Most insurance companies cover these extras only if they are separately scheduled on your policy.
Coverage specifically for the personal items you use while in your recreational vehicle is an important consideration.